utterONE provides important, market research information on mortgage products, alongside this information you will locate advertisers who offer mortgage advice services.

Please be advised utterONE are not financial experts and do not offer financial advice, if you are seeking to purchase a financial product we recommend that you seek professional advice from an independent financial advisor.

utterONE Mortgage Comparison, what’s it all about? This is the part of our site that houses product search & filter functionality. In keeping with utterONE’s independence, the Mortgage Comparison results contain objective information on mortgage products so you can get an insight into what is available in the UK market. We are constantly seeking to provide details for every mortgage product available in the UK and you should find that utterONE can provide you with more reference information than any other single source in the UK.

We use User Generated Content (UGC) to provide a Confidence Score for each product listed on the website. The algorithm used to calculate the Confidence Score is uniform across all products and does not favour one product over another. utterONE does not warrant that this information is suitable for any purpose other than being generally aware of how popular a product or service is with other utterONE users.

The Cashback you will receive will depend on your membership type. utterFREE members receive 25% of the advertising revenue we receive for a user’s activity on the website. utterMAX members receive 100% of this revenue in return for a small quarterly subscription to our service.

Getting Advice

We provide multiple advertiser listings on the site from INDEPENDENT mortgage advisors. Some advertisers are tied or multi-tied (see glossary of terms for more information), although these companies may be able to advise you on a particular products, they are not independent and do not offer whole of market advice. We strongly recommend that you go down the independent advice route.

Articles

The mortgage related articles on utterONE have been written by FSA approved individuals. No content related to a particular mortgage product(s) has been created or provided by utterONE, the By line of the author will always be clearly indicated on any such articles. UTTERONE OFFERS NO OPINION TO WHETHER ONE PRODUCT IS BETTER THAN ANOTHER AND WE DO NOT OFFER ANY ADVICE.

Merchant Summaries

Each Mortgage Broker/Advertiser, writes and publishes a summary of their services to the utterONE website. utterONE makes no warrantee to the accuracy of the information provided.

We do however confirm that each broker/advertiser is regulated by the FSA and that they are one of three types of broker (Independent, Tied or Multi-Tied)